Financial Difficulties

As a member of the Axion unions Bank, we understand that your financial circumstances can change.

Should this happen and you consider yourself to be struggling financially, the sooner you get in touch, the quicker we can help you.

If you are struggling or falling behind with your repayments, we are here to help. Just get in touch if you would like to talk to us about your situation. We will give you respect and treat you as an individual. We will act sympathetically to your situation, and try to find you the best solution. We will tailor and document a clear solution, so that you can make an informed decision.

You can also contact the following not-for-profit organisations for free, confidential and impartial debt advice, or for details of where to get such advice in your area.

Money Advice Service

For free, unbiased and easy-to-access money tools, information and advice, visit www.moneyadviceservice.org.uk

Money Advice Scotland

If you live in Scotland, visit www.moneyadvicescotland.org.uk to find contact details for debt advice in your local area.

AdviceUK

Member centres offer debt advice including specialist advice for minority communities and people with disabilities. For more information, visit AdviceUK at www.adviceuk.org.uk or Christians Against Poverty (CAP) at www.capuk.org

Debt Advice

For advice and information on debt and other topics, you can visit your local Citizens Advice Bureau or go to www.adviceguide.org.ukThe National Debtline - at www.nationaldebtline.co.uk- also offers debt advice and information as does the StepChange charity atwww.stepchange.org